Gunter Firm Attorney

Auto Accidents

Experienced with Car Accident Cases

Have you, a family member or someone you know been involved in a car accident? Being the victim of a car accident can be overwhelming and Florida insurance laws are often difficult to understand or confusing without the aid of a Fort Myers auto accident accident attorney experienced in the state’s car insurance laws.

Jason Gunter is an experienced car accident lawyer. He is immediately available to answer all of your accident and insurance related questions to help you better understand your legal rights. Call Attorney Gunter now for a Free Consultation on your accident case with no obligation.

Attorney Gunter has extensive experience in handling the most complex aspects of auto accident cases. All auto accident cases are handled on a contingency fee basis – There are no fees or cost unless we make a recovery.


If you have been in a car accident, you (or a family member or friend) should take the following initial steps:

  • Report – Call the police to report the accident and exchange insurance information
  • Vehicle Photographs – Take photographs of the vehicle damage
  • Injury Photographs – Take photographs of any visible injuries suffered in the crash
  • Documentation – Communicate to any police officers, EMS, or hospital staff that you are injured and specifically describe the nature of your injuries so it will be included in the Accident Report
  • Legal Representation – As soon as you are able, contact an experienced auto accident lawyer so you can be advised on your legal rights and the accident can be investigated. Steps should be taken immediately to preserve evidence and identify witnesses

NEVER give a statement to ANY insurance company representative without first talking to an experienced auto accident attorney!


Florida drivers may have multiple types of insurance coverage under one or more insurance policies. Under Florida law, the following types of insurance coverage routinely come into play in an auto accident case:

  • Property Damage Coverage
  • Personal Injury Protection (PIP a/k/a “No Fault” coverage)
  • Bodily Injury Coverage
  • Uninsured Motorist Coverage (“UM”)

Property Damage Insurance Coverage – How Will My Car Be Paid For?

Fort Myers auto accident lawyers are often asked, “How will the damage to my car be paid?” The damage or total loss of your vehicle is generally paid in one of two ways:

  • The property damage coverage of the other driver, or
  • Your own property damage insurance coverage

Our firm will make certain that you obtain the maximum coverage to see that your car is fairly valued and either repaired properly or paid as a total loss. We do not charge any fee to our clients to help them with property damage issues such as deductibles, fair value for the vehicle, total loss versus repair, proper repairs, loss of use damage or rental car coverage.

If you have questions regarding property damage to a vehicle involved in an accident, call now for a free consultation on how to proceed. 239.334.7017.

Florida PIP Law – Florida No-Fault Law (Medical Bills and Lost Wages)

Generally, under Florida automobile law, regardless of who was at fault, the first $10,000 of your medical bills and lost wages are covered by your own auto insurance (but only if you own a car). Our law firm can help you get the medical treatment you need, ensure bills are paid, and help recover lost wages.

If you have any questions about medical bills, treatment or lost wages resulting from a car accident, contact Ft. Myers Personal Injury Attorney Gunter for a free consultation at 239.334.7017 or email your questions directly to Attorney Gunter at jason@gunterfirm.com.

Bodily Injury Insurance Coverage (“BI”)

Bodily Injury insurance coverage can be used to compensate victims of car accidents when they are struck by a negligent driver or injured as a passenger. This coverage is used to compensate the victim by providing money damages for physical pain and suffering, lost earning ability, past or future medical bills or other damages.

If you have questions about bodily injury coverage in your accident case, call Attorney Gunter now for a free consultation and evaluation. 239.334.7017

Uninsured Motorist Coverage – Florida Insurance Attorney

If you are the victim of an automobile accident, the at-fault driver may not have bodily injury coverage or may not have enough coverage to fairly compensate you for your injury claim. Uninsured motorist coverage can be obtained in cases as additional coverage in order to compensate the injured client.

If you have been involved in a car accident in Fort Myers, Cape Coral or Lehigh Acres, contact injury attorney Jason L. Gunter directly by any of the following methods:

  • Call Attorney Gunter’s Office: 239.334.7017
  • Call Attorney Gunter’s Direct Cell: 239.888.888
  • E-mail Attorney Gunter: jason@gunterfirm.com


We always provide free legal consultation to our accident clients in order to evaluate your case and answer all of your questions. We know that every case is different. During your free legal consultation, we examine the unique facts regarding your case. The information we need to discuss with you may include:

  • When, where, and how did the car accident happen?
  • What injuries did you or your loved one suffer in the car accident?
  • We will ask you about all the other facts that might impact your individual case.
  • We also want to hear any other information that you think is important.

Our free legal consultation about your case is confidential. We want you to feel completely comfortable about contacting our office.

We Come to You

We will visit you when and where it is most convenient. Getting around after a car accident is never easy. Your mobility may be limited and you may even be hospitalized. Your car will also be damaged. We can meet you at the hospital or your home. Of course, if you prefer, and you are able, you can meet with us at our law office in Downtown Ft. Myers.

During our meeting with you, we will ask more questions and review all documents related to your car accident case, including accident reports, police reports, medical records, and insurance coverage documents. These documents will help us to immediately begin the investigation stage of your car accident.

Investigation of your Florida Car Accident Case

Jason L. Gunter thoroughly and aggressively investigates every car accident, and you can expect the same in your case. Although every case is unique, our car accident investigation process usually involves several important steps. The initial investigation will include some of the following:

  • Getting Accident Report from investigating police agency
  • Identifying witnesses and quickly securing Witnesses Statements
  • Securing the vehicle and getting detailed photos of all vehicles involved
  • Photos of the crash scene and any roadway physical evidence (skid marks, debris field)
  • Photos of injuries
  • Initial Medical Records and EMS Records
  • Identification of all possible responsible parties
  • Identification of all possible Insurance coverage
  • Notification in writing to all parties and insurance carriers to preserve evidence

With our law firm, the investigation process always continues as the car accident case proceeds. We may retain “accident reconstruction” experts on your behalf to help us present your claim effectively. These experts may be necessary to “reconstruct” the car accident, by determining events leading to the crash and the mistakes made by the person whose negligence caused the collision.

Pre-Suit Stage of a Florida Auto Accident Case

In the pre-suit stage, the investigation continues, but our focus shifts to maximizing the value of your case. Usually, our clients continue to receive medical treatment after a serious car accident. During the pre-suit process, we work hard to maintain the most up-to-date medical, injury and work-related information.

We work closely with your doctors and often hold conferences if necessary so that we can effectively advocate on your behalf. Frequently, during the pre-suit stage, there are settlement discussions and other opportunities to settle the case without the necessity of a lawsuit.

Sometimes, before a lawsuit is filed we will make a pre-suit demand for settlement on your behalf in which we lay out the details of the accident, your injuries, and the case value.The majority of our accident cases are settled during the pre-suit process, without ever having to file a lawsuit.

We attempt to negotiate with the auto insurance company involved to reach a settlement that is satisfactory to you. During this stage you will be kept informed at all times and you will work closely with both Attorney Gunter and his paralegal.

Litigation of Your Florida Car Accident Case

If the insurance company is unwilling to settle your case for an amount that is fair and just for your injuries, then you can expect that we will file a formal lawsuit on your behalf. Our Fort Myers car accident lawyer will then devote the time, effort, and expertise necessary to prepare your case for trial.

Statistically, the vast majority of auto accident cases settle at some point before trial. However, if necessary, and if a fair settlement is not offered, you can expect that Attorney Jason Gunter will zealously try your case. Attorney Gunter has jury trial experience and you can be assured that your car accident claim will be presented with the professionalism and skill you expect when you hire a lawyer.

If you have been involved in a Fort Myers, Naples, Cape Coral or Lehigh Acres Auto accident contact attorney Gunter directly by any of the following methods:

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And see how we can help your injury or injustice

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The Law Office of Jason L. Gunter, P.A. 2165 West First St., #104 Ft. Myers, FL 33901

Tel: (239) 334-7017 / Fax: (239) 236-8008

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